OceanFirst Financial Corp.

NASDAQ · OCFC
17.94+0.13+0.73%as of Oct 30, 2026

OceanFirst Financial Corp. (the “Company”) is incorporated under Delaware law and serves as the holding company for OceanFirst Bank N.A (the “Bank”). At December 31, 2025, the Company had consolidated total assets of $14.6 billion and total stockholders’ equity of $1.7 billion. The Company is subject to regulation by the Board of Governors of the FRB and the SEC. The Bank is primarily subject to regulation and supervision by the OCC, as well as the CFPB due to the Bank exceeding $10 billion in assets. The Bank is also subject to regulation and supervision by the FDIC, as its deposit insurer. Currently, the Company transacts the vast majority of its business through the Bank, its wholly owned subsidiary. The Bank’s principal business is originating loans, consisting of commercial real estate and other commercial loans, which have become a key focus of the Bank. The Bank also invests in other types of loans, including residential construction and consumer loans. The Bank primarily funds these loans by attracting retail and commercial deposits. In addition, the Bank invests in MBS, securities issued by the U.S. Government and agencies thereof, corporate securities and other investment

From the 10-K filed Feb 27, 2026

CEO
Mr. Christopher D. Maher
Sector
Financial Services
Industry
Banks - Regional
Employees
898
Headquarters
Toms River, NJ
Fiscal year end
December
1 year+0.22 (+1.26%)
OCFC+1.26%
$16$17$18$19$20
$17.94
10MVol
Oct '25Jan '26Mar '26Jun '26Aug '26Oct '26
FundalyzePowered by fundalyze.ai
15.620.12

as of Oct 22, 2026 · today 17.94, 52% of the way from low to high

Yield4.46%trailing 12 months
Annual rate$0.80per share · quarterly
Last dividend$0.20ex-date Aug 10, 2026
Payout ratio161.3%of net income, trailing
5-year growth+3.30%a year, compounded
Years of growth0none

Valuation

Market cap$1.73Bas of Oct 22, 2026
P/E36.2×TTM · Q3 2025 – Q2 2026
P/S108.7×TTM · Q3 2025 – Q2 2026
P/B0.7×Q2 2026
Dividend yield4.46%trailing 12 months

Results, trailing twelve months

Revenue$15.94MTTM · Q3 2025 – Q2 2026
Net income$47.90MTTM · Q3 2025 – Q2 2026
Diluted EPS$0.68TTM · Q3 2025 – Q2 2026

Balance and cash

Long-term debt—
Stock-based comp.$6.19MTTM · Q3 2025 – Q2 2026

Shares and market

Shares outstanding96.60Mas of Oct 23, 2026
Average volume1.26Mshares a day, last 3 months
Beta0.997

Gross margin, enterprise value and free cash flow are left out for a bank: deposits aren’t debt and there is no cost of revenue.

Financial statements

Total operating expenses +20.5% $245.88M → $296.24M, year ended Dec 31, 2025

Comps

Valuation, growth and margins against the closest competitors

Filings

10-K filed Feb 27, 2026 · 10-Q Aug 7, 2026

FilingFiled
10-Q for Quarter Ended June 2026Aug 7, 2026
10-Q for Quarter Ended March 2026May 1, 2026
10-K for Fiscal Year Ended December 2025Feb 27, 2026
10-Q for Quarter Ended September 2025Nov 4, 2025

Insiders

$2.31M sold $89.50K bought · open market, 12 months to Oct 30, 2026

InsiderTypeValue
Patrick Sean BarrettOct 30, 2026Purchase$89.50K ↗
John R BuranAug 7, 2026Sale$2.20M ↗
Brian SchaefferAug 31, 2026Sale$103.98K ↗

Funds (13F)

83.4% held by 237 managers · as of Sep 30, 2026

ManagerValueChange
BlackRock, Inc.$194.14M+3.21M (+47.6%)
WARBURG PINCUS LLC$186.99MNew
DIMENSIONAL FUND ADVISORS LP$89.64M+1.18M (+34.6%)
WELLINGTON MANAGEMENT GROUP LLP$80.35M+1.52M (+58.5%)
STATE STREET CORP$75.57M+986.96K (+34.2%)

Congress

No trades disclosed

Short interest

6.49% of float · 4.31 days to cover · Oct 15, 2026

Short position, last two years · near a 2-year high

Source: FINRA

HeadlineSourcePublished
OceanFirst (OCFC) Q3 2026 Earnings Call Transcript ↗fool.comOct 28, 2026

Headlines indexed by The GDELT Project ↗, matched by company name, so one may be about something else. Each opens on its publisher’s site.

Company data reported to the SEC on EDGAR (CIK 1004702).

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